Personal Checking

All of the Federation Bank checking accounts include free WebBank internet banking, free bill pay, free online statements and free overdraft sweeps.  Please contact us for more information.


Basic Checking

  • Our "No Frills" Account
  • $100.00 minimum to open
  • Unlimited check writing privileges
  • No minimum balance to maintain to keep account open
  • No interest paid on this account
  • No monthly service charge

Classic Checking

  • Our Traditional Account
  • $100.00 minimum to open
  • Unlimited check writing privileges
  • Images of checks you wrote returned in your monthly statement
  • No interest paid on this account
  • Avoid a $3.00* monthly service charge by maintaining a $300 average daily balance

Club Fed & Club Fed Gold Checking1

  • Our Exclusive Club Account
  • $100 minimum balance to open
  • Unlimited check writing privileges 
  • $1,000 minimum to earn interest
  • Free personalized checks
  • No monthly fee Debit Card
  • 24-Hour Accidental Death and Dismemberment Insurance2
  • Discounted State Theatre movie tickets
  • Discounted Adventureland tickets
  • Cellular Telephone Protection2
  • Travel and Leisure Discounts (Available online only.)2
  • Complementary Money Orders and Cashier Checks
  • Only a $5.00 monthly service charge* Plus Tax

1 Only a $3.00 monthly service charge* for Club Fed Gold Plus Tax

2 Special Program Notes: The descriptions herin are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and /or insurance documents for complete details of coverage and exclusions. Insurance Products are not insured by the FDIC or any Federation Government Agency; not a deposit of or guaranteed by the bank or bank affiliate.


Super NOW

  • Our "Super" Earnings Account
  • $500.00 minimum to open
  • Unlimited check writing privileges
  • $1,000.00 minimum to earn interest
  • Avoid a $5.00 service charge by maintaining an average daily balance of $500.00*

Fresh Start

  • Our "second chance" account
  • $250 minimum to open
  • Copies of the checks you wrote returned to you in your monthly statement
  • Avoid a $2.00* miscellaneous fee by maintaining a $250 average daily balance
  • Only a $6.00 monthly service charge*

*Plus tax