Personal Savings
Click here for Consumer Account Application
All of the Federation Bank savings accounts include free WebBank internet banking, free online statements and free overdraft sweeps. Please contact us for more information.
Certificate of Deposit (CDs)
A safe and competitive investment
- FDIC Insured up to $250,000
- Guaranteed interest rate
- Terms from 91 days, up to 60 months available
- Be sure to ask about our CD Specials
- Click here to see our current rates!
Money Market
You deserve to earn more
- Five tiers of interest rates
- $1,000 minimum to open
- No minimum balance to maintain to keep account open
Health Savings Accounts (HSA's)
For our customers with a high deductible health plan
- Variable interest rate on entire balance
- $50 minimum to open
- No minimum balance to maintain
- Unlimited check writing
- No monthly service fee
Individual Retirement Accounts (IRA's)
The way to save for your retirement
- FDIC insured separately from other deposit accounts - up to $250,000
- Guaranteed interest rates
Statement Savings
Great savings convenience
- Earn interest on your deposits with low minimum balance requirements
- $50.00 minimum to open
- Avoid a $5.00 service charge by maintaining a $50 average daily balance
PennySavers Club
Our exclusive club for ages 0-13
- Includes free piggy bank at opening
- Reward with every deposit $5.00 and greater
- Privilege to attend PennySavers Club parties
- $10.00 minimum to open
Christmas Club
The way to save for the holidays
- $10.00 minimum to open
- Make 50 consecutive weekly deposits of the same amount and receive a bonus equal to one week's deposit amount at the end of 50 weeks (October).
- Maximum bonus is $100.00
- Accounts opened before January 1st are eligible for a bonus
